September 2024
Should I Pay Off Collections On My Credit?
Collections can negatively impact your credit score. 180 days of past due payments are the...
Is My Credit Score Good For My Age?
Your credit score depends on a number of factors. Age, payment history, utilization and ty...
Do Lenders Look At Both Spouses Credit Scores?
If you are applying jointly, lenders will look at both spouses credit scores. It can be be...
Can I Sue My Wife For Ruining My Credit?
Having joint credit with a spouse can be beneficial and detrimental. If one party misses a...
What Is A Good Credit Score On Equifax?
Good credit can be considered from 670-739 on Equifax. Your score could be higher or lower...
How Long Does A Repo Stay On Your Credit?
A car repossession whether voluntarily or involuntarily can stay on your credit history fo...
15 Ways To Get $10,000 With Bad Credit?
Having bad credit can make getting loans harder. However, it is possible to qualify for lo...
The Difference Between A Soft and Hard Inquiry?
Most soft inquiries do not affect your credit score, but a hard inquiry may be needed to f...
Will Removing Inquiries Increase Your Credit Score?
Removing inquiries from your credit history can increase your score. Learn the difference...
Why Did My Credit Score Drop 20 Points?
Your credit score may drop due to increased utilization, payoff or missed payment. There c...
How Much Down Payment On A $15,000 Car?
Banks typically want 10-20% down on the cost of a vehicle. This puts you in an equity posi...
What Is The Minimum Payment On $1,000 Credit Card?
The minimum payment on a $1,000 credit card can be as low as $20 per month. This also depe...
How Bad Is a 30 day Late Car Payment?
Being 30 days late on your car payment can result in late payment fees and a lower credit...
Does a Denied Rental Application Affect Your Credit Score?
Some landlords will pull your credit in search of evictions or collections. This is done t...