Why Is My Credit Score Not Going Up?
Your credit score not going up can be due to a number of factors. It could be your credit...
Why Is My Experian Score Lower Than Others?
Your Experian credit score may be lower than Equifax and Transunion for many reasons. It c...
When Do Collection Agencies Give Up?
Collection agencies may give up when they can't locate the debtor or if bankruptcy is file...
What Are The Statues Of Limitation On Debt Collection?
The statutes of limitation on debt depends on what type of debt. Credit card, medical, per...
11 Word Phrase To Stop Debt Collectors
This is the 11 word phrase you can use to stop collectors. Say, "I do not wish to discuss...
Being Pestered To Pay Past Due Debt?
If you are being pestered to pay past due debt, there are options available for you? Veri...
How Do I Increase My Fico 8 Score?
Your Fico 8 score is a model that determines the likelihood of you making on time payments...
How Fast Does Kikoff Build Your Credit?
Kikoff credit builder can improve your credit within 1 month. Results may vary by individu...
What Is Ava Finance Credit Builder?
Ava Finance is financial app that helps users build credit without credit checks. You may...
What Is The Average Credit Score in America?
The average credit score as the beginning of 2024 is around 711. This score may vary on di...
How Many People Have A 800 Credit Score?
Less than 1% of the U.S. population has an 800 credit score. Achieving this score means yo...
What Is A Brigit Credit Builder Account?
Brigit is a financial app that helps users increase their score without credit checks. The...
Should I Pay Off Collections On My Credit?
Collections can negatively impact your credit score. 180 days of past due payments are the...
Is My Credit Score Good For My Age?
Your credit score depends on a number of factors. Age, payment history, utilization and ty...
Do Lenders Look At Both Spouses Credit Scores?
If you are applying jointly, lenders will look at both spouses credit scores. It can be be...
Can I Sue My Wife For Ruining My Credit?
Having joint credit with a spouse can be beneficial and detrimental. If one party misses a...
What Is A Good Credit Score On Equifax?
Good credit can be considered from 670-739 on Equifax. Your score could be higher or lower...
The Difference Between A Soft and Hard Inquiry?
Most soft inquiries do not affect your credit score, but a hard inquiry may be needed to f...
Will Removing Inquiries Increase Your Credit Score?
Removing inquiries from your credit history can increase your score. Learn the difference...
Why Did My Credit Score Drop 20 Points?
Your credit score may drop due to increased utilization, payoff or missed payment. There c...
Does a Denied Rental Application Affect Your Credit Score?
Some landlords will pull your credit in search of evictions or collections. This is done t...
Why Is My Experian Score So Much Lower?
There are a number of reasons why your Experian score is lower than Equifax or Transunion....
Why Is My Equifax Score Lower Than Transunion?
It can be a number of reasons your Equifax score is lower than your Transunion. There coul...
Which Score Is Usually Higher Transunion or Equifax?
The difference between TransUnion and Equifax scores for an individual is often not large,...
Is It Better to Pay Off Collections or Charge-Offs?
Both collections and charge-offs can lower your credit score. You can contact the creditor...
What Are The 3 Credit Bureaus?
Equifax, Experian and Transunion are the three major credit bureaus. Each has different sc...
12 Reasons Why You Can't Raise Your Credit Score
There are many reasons you may not be able to increase your credit score. You must look at...
How Long Does It Take Build Credit from 0 to 700?
Going from a 0 credit score to a 700 can be done within 1 -2 years. You must understand ho...
How Can I Raise My 450 Credit Score?
It is possible to raise your 450 credit score with proper planning. See steps needed to in...
How Much Is My Credit Score Affected By Inquiries?
Inquires can affect your credit score each time a company pulls your credit report. It can...