Is It Better to Pay Off Collections or Charge-Offs?
Both collections and charge-offs can lower your credit score. You can contact the creditor...
What Are The 3 Credit Bureaus?
Equifax, Experian and Transunion are the three major credit bureaus. Each has different sc...
12 Reasons Why You Can't Raise Your Credit Score
There are many reasons you may not be able to increase your credit score. You must look at...
How Long Does It Take Build Credit from 0 to 700?
Going from a 0 credit score to a 700 can be done within 1 -2 years. You must understand ho...
How Can I Raise My 450 Credit Score?
It is possible to raise your 450 credit score with proper planning. See steps needed to in...
How Much Is My Credit Score Affected By Inquiries?
Inquires can affect your credit score each time a company pulls your credit report. It can...
What Is The Difference Between Approval and Pre-Approval?
There is a slight difference between the two. Pre-approval usually requires further docume...
What Is The Most Accurate Credit Score?
Most people either see their Fico or Vantage Score. Both are used when applying for credit...
How a 34-Year-Old Dad Raised His Credit Score by 40 Points
See what steps Ryan Thompson took to raise his credit score by 40 points. You can apply fo...
How Collections Can Affect Your Credit Score?
Unpaid balances also known as collections can affect your credit score negatively. See wha...
What Is The Highest Credit Score You Can Have?
Credit scores range from 300 to 950. See where your credit falls on the FICO or Vantage sc...
10 Ways To Rebuild Your Credit For Under $100
Sometimes improving your credit can be quite expensive. However, there are ways to increas...
What Is The Lowest Credit Score Possible?
The lowest credit score possible is a 300. This is considered poor credit, but there are w...
How a Single Mom Increased Her Credit Score by 20 Points
See the tricks a single mom used to increase her credit score by 20 points. Get tips on ho...