Get Credit Lines $500 - $25,000 With Upgrade.

No annual fee. Get 1.5% cash back rewards on all purchases. Pre-Qualify for $500 - $25,000 with Upgrade Cash Back Rewards card.

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Key Features

1. Cash Back Rewards: One of the primary attractions of this card is its cash back rewards program. Cardholders earn 1.5% of cash back on every purchase, which can be used to offset future purchases or applied as a credit towards their balance. This straightforward rewards system appeals to users who prefer simplicity and value in their rewards structure.
2. Flexible Payment Options: The card offers a unique feature that allows users to choose between paying off their balance in full or paying over time with fixed monthly payments. This flexibility can be particularly beneficial for managing large purchases or unexpected expenses.
3. No Annual Fee: The Upgrade Cash Rewards Credit Card does not charge an annual fee, which is a significant advantage for users who want to avoid recurring costs associated with many credit cards.
4. Low-Interest Rates: For those who choose to carry a balance, the Upgrade Cash Rewards Credit Card typically offers lower interest rates compared to traditional credit cards. This can make it a more economical choice for users who need to finance larger purchases over time.
5. No Foreign Transaction Fees: For travelers or those who frequently make purchases from international vendors, the absence of foreign transaction fees can lead to substantial savings.
6. Credit Reporting: As with most credit cards, responsible use of the Upgrade Cash Rewards Credit Card is reported to the major credit bureaus. This means that timely payments and prudent use can contribute positively to your credit score.
7. Bonus Rewards: Get $200 when you open a Rewards Checking Plus Account and make 3 debit purchases.

If you are looking for a card with no annual fees, high credit limits and cashback then this is the card for you.