Does Selling a Financed Car Hurt Your Credit?
Selling a financed car will not hurt your credit. If the vehicle sells or is traded in, it...
Do All Credit Cards Do Hard Pulls?
You may qualify for credit cards without hard pulls during the prequalification process or...
Can You Sell A Car With A Loan?
Yes, you can sell a car that is financed with a remaining balance. You must determine the...
What Is A Brigit Credit Builder Account?
Brigit is a financial app that helps users increase their score without credit checks. The...
Do Balance Transfers Hurt Your Credit?
A balance transfer involves moving debt from one credit card or loan to another, typically...
Should I Pay Off Collections On My Credit?
Collections can negatively impact your credit score. 180 days of past due payments are the...
Is My Credit Score Good For My Age?
Your credit score depends on a number of factors. Age, payment history, utilization and ty...
Do Lenders Look At Both Spouses Credit Scores?
If you are applying jointly, lenders will look at both spouses credit scores. It can be be...
Can I Sue My Wife For Ruining My Credit?
Having joint credit with a spouse can be beneficial and detrimental. If one party misses a...
What Is A Good Credit Score On Equifax?
Good credit can be considered from 670-739 on Equifax. Your score could be higher or lower...
How Long Does A Repo Stay On Your Credit?
A car repossession whether voluntarily or involuntarily can stay on your credit history fo...
15 Ways To Get $10,000 With Bad Credit?
Having bad credit can make getting loans harder. However, it is possible to qualify for lo...
The Difference Between A Soft and Hard Inquiry?
Most soft inquiries do not affect your credit score, but a hard inquiry may be needed to f...
Will Removing Inquiries Increase Your Credit Score?
Removing inquiries from your credit history can increase your score. Learn the difference...
Why Did My Credit Score Drop 20 Points?
Your credit score may drop due to increased utilization, payoff or missed payment. There c...
How Much Down Payment On A $15,000 Car?
Banks typically want 10-20% down on the cost of a vehicle. This puts you in an equity posi...
What Is The Minimum Payment On $1,000 Credit Card?
The minimum payment on a $1,000 credit card can be as low as $20 per month. This also depe...
How Bad Is a 30 day Late Car Payment?
Being 30 days late on your car payment can result in late payment fees and a lower credit...
Does a Denied Rental Application Affect Your Credit Score?
Some landlords will pull your credit in search of evictions or collections. This is done t...
What Do I Do If I Cant Pay My Credit Card Payment?
Credit card debt can be overwhelming. If you are having trouble making a payment, there ar...
How Does a $200 Secured Credit Card Work?
A secured credit card is a great way to build credit that has been damaged. It allows you...
Why Is My Experian Score So Much Lower?
There are a number of reasons why your Experian score is lower than Equifax or Transunion....
Why Is My Equifax Score Lower Than Transunion?
It can be a number of reasons your Equifax score is lower than your Transunion. There coul...
Which Score Is Usually Higher Transunion or Equifax?
The difference between TransUnion and Equifax scores for an individual is often not large,...
Is It Better to Pay Off Collections or Charge-Offs?
Both collections and charge-offs can lower your credit score. You can contact the creditor...
What Are The 3 Credit Bureaus?
Equifax, Experian and Transunion are the three major credit bureaus. Each has different sc...
7 Reasons To Use A Credit Card For Gas
Using a credit card to pay gas has many benefits. You can receive cash back, rewards and o...
How To Pay Off Credit Card Debt Without A Loan?
Paying off credit card debt can be a tall task to accomplish. You must first be current on...
The Pros and Cons Of Cash Advances On Credit Cards
You can get a cash advances on credit cards, but be aware of the advantages and disadvanta...
What Is The Credit Card Limit For A $30,000 Salary?
Your credit history and income can determine your card limit. If you have a proven history...